
The GENIUS Act: How New Stablecoin Rules Could Impact Your Financial Future
Why “Crypto Week” Mattered Congress set July 14 – 18, 2025 aside to debate a trio of crypto bills. Only one— the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act—survived both chambers and is now law. For households and companies that already use USDC or PayPal USD, the Act spells out who may legally issue a “payment stablecoin” and the protections you can expect.